Removing barriers using Open Banking Data and Identity

The ID Co. builds products based on (Open) bank data that help businesses onboard their customers by removing friction caused in the application process by current challenges of risk, compliance, fraud and regulation.

The products we provide solve business pains such as assessing a customer’s affordability, verifying their account information, offsetting credit risk and meeting KYC & AML requirements.

Our focus is all about creating convenience for consumers by removing the friction caused by these business requirements so that consumers can get the convenience they demand.


DirectID lets businesses offer their customers a frictionless user verification experience that’s been proven to increase conversions while saving time, money and reducing risk.





Customers we work with.

Join the team.

Join us on our journey as one of Scotland’s leading FinTech start-ups. Our platform is a vital component for major financial institutions around the world with new customers, users and challenges every month – we are growing fast and looking for the best talent to join our team.

We pride ourselves on providing a creative and supportive work environment. Apply for a job with us and start your journey into the future.

Business Development Managers (London or Edinburgh).

PROVEN NEW BUSINESS TELESALES PERFORMERS WITH CONSULTATIVE B2B SALES EXPERIENCE. THE POSITION. We are searching for a proven new business telesales performer with consultative B2B sales experience to effectively manage activity and develop an ongoing...

Senior Software Engineer – Lead.

LEAD THE TEAM THAT BUILDS OUR SOLUTION USED BY LARGE FINANCIAL SERVICES AROUND THE WORLD. HELLO. We live in a convenience world where so much of what we want to do is online yet there is still so much we can't or don't want to do. Imagine opening a bank...

Senior Software Engineer – Full Stack

DEVELOP WORLD-LEADING FINANCIAL DATA APIS. MAKE A VALUABLE CONTRIBUTION The ID Co is a growing company and we recognise we're not just building world class products, we're also seeking to build a world class team and a set of sustainable development...

Recent updates.

The ID Co. granted FCA Authorisation as Open Banking AISP

We are proud to have been granted FCA approval to provide Open Banking Account Information Services in the UK market as a Registered Account Information Service Provider (RAISP). "There is a fundamental shift in the market that offers consumers a unique opportunity to...

Open Banking is here!

What it is Open banking is a secure way for you to use financial products and services from regulated apps and services. As a financial services term and part of financial technology, it refers to the use of Open APIs (often also referred to as public API – publicly...

FDATA Open Banking Summit: What we gave and what we took away

FDATA Open Banking Summit: What we gave and what we took away Last month our CEO James Varga was a panellist at FDATA’s event; Open Banking Summit 2020 – 30. in London. The event, which was attended by figures and organisations from the financial technology community,...

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