Select Page
Easy setup. Easy onboarding. Easy decisions.




DirectID logo on transparent background, medium sized

 

Easy setup.

Easy onboarding.

Easy decisions.

 




The ID Co. logo on black background

Enabling Frictionless Finance. Creating Trust Online.

Our Products

Open Banking made easy.

From setup, to onboarding, to decision time, we make getting started with Open Banking easy. In 3 days you could be directly assessing customers’ bank data in an instant, helping you to offset credit risk, increase customer conversion, and reduce consumer fraud through DirectID’s onboarding and data tools.

Banking Data made easy.

From setup, to onboarding, to decision time, we make getting started with Banking Data easy. In 3 days you could be directly assessing customers’ bank data in an instant, helping you to offset credit risk, increase customer conversion, and reduce consumer fraud through DirectID’s onboarding and data tools.

New

DirectID for Assessments

Decision Dashboard

Our insights. Your decisions. The DirectID Decision Dashboard is an online decisioning tool for use by Underwriters, Fraud Analysts, Credit Risk Officers and more. It drastically reduces operational costs for small and large businesses, and provides all the necessary information lenders need to grant or deny a loan application in an instant.

DirectID for Assessments

Dashboard

The DirectID Dashboard is an online decisioning tool for use by Underwriters, Fraud Analysts, Credit Risk Officers and more. It drastically reduces operational costs for small and large businesses, and provides all the necessary information lenders need to grant or deny a loan application in an instant.

DirectID for Open Bank Data

Open Banking Data API

Swift access to raw consumer open banking data through a single synchronous API, allowing quicker development of financial service products and access to enhanced data insights. Business can use this to feed instant decisioning engines, easily produce modern PFMs, or build ground breaking financial service products for their consumers.

DirectID for Open Bank Data

Bank Data API

Swift access to raw consumer banking data through a single synchronous API, allowing quicker development of financial service products and access to enhanced data insights. Business can use this to feed instant decisioning engines, or build financial service products for their consumers.

Add ons

New

DirectID for ncome

Categories & Classifications

Our Categories & Classifications engine uses state of the art cloud-based Machine Learning and Big Data Analytics algorithms to obtain deeper insights from transaction data than ever before. This enables next generation financial services providers and existing lenders to calculate affordability and detect fraud risks.

Decision Dashboard

Offset credit risk such as compliance, fraud and regulation, and increase your customer conversion rates. DirectID allows you to directly assess a customers’ banking data to verify affordability and create friction-free user experiences.

Data API

Offset credit risk such as compliance, fraud and regulation, and increase your customer conversion rates. DirectID allows you to directly assess a customers’ banking data to verify affordability and create friction-free user experiences.


NoMo | The Honest Cash-flow Tracker

We don’t just talk the talk, we walk it too. NoMo was the first PFM to consume our DirectID Open Banking Data API – so we know the product works and we improve it every day.

NoMo is a PFM with personality. It lets you answer that all important question – “can I afford to go out tonight?”

Bank data sources we use.

Our tools support both Open Banking and Financial Aggregation methods for accessing bank data around the world.

Global Banks Supported

Countries Covered

Leading coverage of UK Open Banking Data.

We integrate with the big players and challengers alike to bring you leading coverage of Open Banking across the United Kingdom.

%

CMA9 Bank Accounts covered

%

UK Consumer Bank Accounts covered

%

UK Consumer Challenger Banks covered and growing

Our Customers

We work with dozens of customers through out the UK, US and the rest of the world.

FairFinance logoClydesdale Bank logoGlobaliD LogoAltiSource logoAmigo Loans logoKindred company logoProvident financial group logoProsper company logoOakNorth Bank company logoKennet Equipment Leasing company logo

Unlock your potential with our Financial Assessment Solutions today.

DirectID helps businesses like lenders onboard their customers by removing friction caused in the application process by current challenges of risk, compliance, fraud, and regulation.