It's convenience that counts.

Removing barriers using Open Banking Data and Identity

At The ID Co. our mission is simple. To use the identity and data we already have with our banks to provide the convenience we all want - to sign up to new products and services in seconds.

In a world where digital fraud is never far from the headlines, we want to put you back in control of your data. Our revolutionary approach to building trust online liberates consumers and businesses, freeing them from out-dated data verification practises.

Much of what we do online is hampered by having to prove our identity and share data, plugging the same information into endless forms. When it comes to high-value transactions like signing up for a credit card or taking out a loan or mortgage, things get more complicated, requiring us to send passports or bank statements through the post.

At ID Co., we want to do away with all of that. Through the power of Open Banking, we’re able to leverage the data identity you’ve already established through your online bank accounts to build a secure digital passport that proves you are who you say you are online, without the hassle.

Our pioneering products are changing the way people do business on the internet:


We started almost 10 years ago with the vision of unlocking the value of our online bank identity and data. Having worked closely with the industry in the UK following PSD2 in Europe its great to see Open Banking is now a global trend. What is even more exciting is to be at the forefront of that global trend.


for businesses.

DirectID lets businesses offer their customers a frictionless user verification experience that’s been proven to increase conversions while saving time, money and reducing risk. Click to learn more.

Global coverage
Seamless user experience
Hosted and API implementation options

for consumers..

miicard Digital Passport empowers consumers with a versatile digital identity that makes sharing your personal data online seamless and secure, letting you do things in seconds that might once have taken hours, or even weeks. Click to learn more.

Prove your identity online
Owned and managed by the individual
Always up-to-date






Supported Banks


Document types


DirectID Verifications


miiCard Users

Our Story.

Identity validation online is one of the biggest problems facing the internet, creating opportunities for cybercriminals, slowing down simple tasks, and preventing people from doing business safely online.

At the ID Co., our mission is to banish these issues to the past where they belong, using cutting edge data identity technology to revolutionise the way people share their personal information on the internet.

Today, we’re building trust online in over 32 countries, across 5 continents and to a potential audience of over 500 million consumers.

We’re passionate about making the internet a safer, simpler place for everyone – all thanks to the remarkable power of trust.


Join the team.

Join us on our journey as one of Scotland's leading FinTech start-ups. Our platform is a vital component for major financial institutions around the world with new customers, users and challenges every month - we are growing fast and looking for the best talent to join our team.

We pride ourselves on providing a creative and supportive work environment. Apply for a job with us and start your journey into the future.

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