Software for lenders: Our Solutions.

We build software for lenders to solve real world problems using open banking data and financial aggregation methods. Whether it be compliance issues, bank account verification, fraud protection, or customer identification, we’ve got a solution. See how The ID Co. can help solve your financial assessment needs today with DirectID.

AML, KYC & PSD2 Compliance

Compliance. At times it can be complex and inefficient. But it can be even more challenging from the customer’s point of view. Businesses can lose what should be eager customers, because of the burden placed upon them to locate and submit a multitude of personal...

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Fraud Protection and Identity Theft Security

To give your business the fraud protection it needs, you need a stronger method of verifying your customers’ identities than physical document requests or PDF statements. You need to ensure customers’ personal electronic bank details are authentic without increasing...

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Collections – DirectID User Case

Increase Collection Rates And Efficiency Gaining accurate and up-to-date insight into your customers' financial position can be a challenge if you rely on self-asserted affordability or paper bank statements in telephone interview assessments. Our real-time financial...

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Efficiency – DirectID User Case

Increase Operational Efficiency By 60% With Instant Access To Digital Bank Statements The need and the delay in obtaining paper based bank statements or pay slips from clients in a manual underwriting process can lead to application drop out. By automating or...

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Compliance – DirectID User Case

Comprehensive Checks, Direct From The Bank DirectID supports a full online AML compliance and KYC verification process, removing the need for physical document notarisation and enabling the sale of high value products and services without any offline steps. Standard...

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Onboarding – DirectID User Case

Increase Conversion And Retention With DirectID Underwriting Software DirectID reduces dropout and increases retention by removing demands on the customer to provide documents like bank statements and pay-stubs. Bank Verification, Payment Account Confirmation and...

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Risk Management Software – DirectID User Case

Smarter, Faster Credit Decisions With Real-Time Bank Data Harnessed Within An Intuitive Risk Management Software Package The days of relying on aged credit data, self-asserted income or paper copies of bank statements are over. DirectID real-time financial data and...

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Identity Verification (DirectID)

As the world becomes increasingly digital by default, identity fraud protection is becoming a greater concern for both individuals and businesses. Increased government and industry regulations (such as AML, KYC, and SOX) seek to place the responsibility on businesses...

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Certified Customer Bank Statements

Certified Customer Bank Statements. Bureau and CRA checks aren’t enough because the data is widely shared. Document scans just check the image and don’t prove the person’s identity. None of these solve your problem. A new source of trust is needed. If you need to rely...

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Credit Check Software – DirectID

More and more services are moving online for ease and accuracy, and customer identity verification is no different. What is different, however, is the customer identification service you’ll get from our DirectID credit check software. No hoops, no hurdles – just the...

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